FINANCIAL
Florida Professional Institute is approved for institution’s eligibility to participate in each of the following listed Title IV, HEA programs, and incorporates by reference the regulations cited:
- FEDERAL PELL GRANT PROGRAM
- FEDERAL DIRECT STUDENT LOAN PROGRAM.
- IRAQ AND AFGHANISTAN SERVICE GRANT.
Title IV and HEA Programs funding approved by the USDOE, such as Pell Grants, Student Loans, and others are applicable for the Massage Therapy Program.
Federal financial aid is not available to international students unless they are eligible non-citizens. Eligible non-citizens must provide current documentation of immigration status prior to applying for financial aid.
An applicant for admission who indicates on his/her application that financial assistance is needed for education is given a Free Application for Federal Student Aid at the time of enrollment.
The eligibility requirements for Federal Title IV financial aid programs that a student must meet:
- Have a high school diploma or General Education Development (GED) certificate.
- Be enrolled as a regular student in an eligible program of study.
- Be a citizen or eligible non-citizen of the U.S.
- Have a valid social security number
- Maintain satisfactory academic progress.
- Not be in default on a federal student loan and not owe a refund on a federal grant.
- Have the applicable financial aid forms filled and signed.
- Be registered with Selective Service if you are a male between the ages of 18 and 25.
A complete list of student eligibility standards and conditions may be found on the Department of Financial Aid website: www.studentaid.gov
The federal government has legislated an application review process called, Verification, to ensure that all data provided on the Federal Application for student Aid (FAFSA) is correct and complete. Applicants are selected randomly and may be asked to provide additional documentation such as IRS tax transcripts, W-2 forms, or other documents to complete their financial aid application process. Applicants must comply with the requests for documentation within specified times or applicants may lose financial aid eligibility.
You can apply for Financial Aid in our office or online at www.fafsa.gov. Our federal code is 042919. Once your application is completed, our staff will evaluate your individual circumstance and consider you for a Financial Aid package.
The interest rate varies depending on the loan type and (for most types of federal student loans) the first disbursement date of the loan. The table below provides interest rates for Direct Subsidized Loans, Direct Unsubsidized Loans, and Direct PLUS Loans first disbursed on or after July 1, 2022, and before July 1, 2023.
| Loan Type | Borrower Type | Fixed Interest rate |
|---|---|---|
| Direct Subsudized Loans & Unsubsudized Loans | Undergraduate | 4.99% |
| Unsubsudized Loans | Graduate or Professional | 6.54% |
| Direct PLUS Loans | Parents & Graduate or Professional Students | 7.54% |
All interest rates shown in the chart above are fixed rates that will not change for the life of the loan. View the interest rates on federal student loans first disbursed before July 1, 2022.
Should student’s enrollment be terminated or cancelled for any reason, all refund will be made according to the following refund schedule:
- Cancellation can be made in person, by electronic mail, by certified mail or by termination.
- All monies will be refunded if the applicant is not accepted by the school or if the student cancels within three (3) business days after signing the Enrollment Agreement and making the initial payment.
- Cancellation after the third (3) business day, but before the first class, will result in a refund of all monies paid, with the exception of the $150.00 registration fee.
- Cancellation after attendance has begun, through 40% completion of the program, will result in a Pro Rata refund computed on the number of hours completed to the total program hours.
- Cancellation after completing more than 40% of the program will result in no refund.
- Cancellation of classes or programs by the institution before or after attendance has begun will result in 100% refund after the return’s calculations.
- Termination Date: In calculating the refund due to a student, the last date of actual attendance by the student is used in the calculation unless earlier written notice is received.
- Refund will be made within 30 days of termination of students’ enrollment or receipt of Cancellation Notice from student and, for student receiving Title IV within forty-five (45) days of the date of determination or receipt of cancellation notice; date of determination will be within maximum time of 14 calendar days from last date of physical attendance, that a student has withdrawn whether officially or unofficially.
- If a student on an approved leave of absence notifies the school that he or she will not be returning, FPI will use the last date of attendance for refund calculation.
- The student must pay any outstanding balance before any of the student’s records will be released.
- Florida Professional Institute reserves the right to accept or deny the transfer in hours or credits received from another institution. Students transferring from another school in or out of Florida must provide a transcript of the school from which they transfer, a satisfactory reason for the transfer. The transcript will be reviewed and it will be determined how many hours will be allowed in the transfer, no more than 50% of the total number of clock or credit hours will be allowed for diploma.
- All past due accounts will be referred to a collection agency.
- Collection correspondence regarding cancellation and settlement from the institution itself, banks, collection agencies, lawyers, or any other third parties representing the institution clearly acknowledges the existence of the withdrawal and settlement policy.
- The students’ rights under this agreement may not be assigned to any other person.
- The contract for tuition are not sold or discounted to third parties.
- Any cost (s) that is not included in the tuition price are stated; those will be non-refundable items
Cost of Attendance (COA) is an estimate of what it cost a student to attend a college for one academic year. It includes tuition and fees, books and supplies, room and board, transportation, and personal expenses. The Cost of attendance values below are based on assumed full-time enrollment for 7 months at Florida Professional Institute.
| EXPENSES | UNDERGRADUATE INDEPENDENT | UNDERGRADUATE DEPENDENT |
|---|---|---|
| Tution | $8,200.00 | $8,200.00 |
| Fees | $665.00 | $665.00 |
| HOUSING | $12,718 | $6,850.00 |
| TRAVEL | $2,592.00 | $2,371.00 |
| Program Cost | $24,305.00 | $18,086.00 |
There can be differences between your actual charges and these estimates based on academic progress and individual choices.
Florida Professional Institute does not guarantee that aid awarded will meet the full Cost of Attendance.
Florida Professional Institute is committed to assisting and educates students and parents about their loan repayment obligation, encouraging them for getting a successful repayment, and prevents delinquent repayment. Our institution employs evaluation, prevention, and outreach activities to work in advance to reduce the risk of default by our borrowers. The Institution’s Default Prevention Plan will allow to our school, as needed, in managing our cohort default rates. Our institution in this matter is focused on implement effective and easy tools that reduce defaults, promote student and school success, help preserve the integrity of the loan programs, and reduce costs to taxpayers are available to our school.
The objectives for our Institution’s Default Prevention Plan are:
- Identify the factors causing the default rate to exceed the threshold.
- Establish measureable objectives and the steps the institution will take to improve its cohort default rate.
- Specify the actions the institution will take to improve student loan repayment
This Default Prevention and Management Plan provides to our institution with activities, techniques, and tools to promote student and parents success and reduce student loan defaults in the Federal Family Education Loan (FFEL) and William D. Ford Federal Direct Loan (Direct Loan) programs. As requirement, our institution has adopted a default prevention and management plan following regulatory guidance including: entrance counseling and exit counseling for borrowers, reporting timely and accurate enrollment information to the U.S. Department of Education (the Department), and sharing satisfactory academic progress information across campus.
Benefits of Adopting a Default Prevention and Management Plan
Default Prevention and Management Plan promotes student and school success by increasing retention and reducing delinquency and default. Our institution and students receive benefits when we implement the activities, techniques, and tools outlined in this plan. The benefit for our institution is avoiding any limitations on participation in the loan programs due to excessive cohort default rates (CDRs). Students benefit by having continued access to Title IV Student Financial Assistance Programs, learning good debt management practices, and establishing a healthy credit history. As our school is actively committed to promoting student success, we guarantee an excellent students learning process, graduation, obtain employment, and demonstrate financial responsibility through repayment of the funds borrowed to finance their education.
Consequences of Default for Borrowers
Florida Professional Institute is responsible that our student borrowers understand who default on student loans face serious consequences. Stafford Loans are considered in default after 270 days without payments. At the time of default, outstanding interest is capitalized and collection fees may be added, resulting in a loan balance that is higher than the amount borrowed. Defaulted loans are reported to credit bureaus, causing borrowers to sustain long-term damage to their credit rating. Defaulters may also face difficulty in securing mortgages or car loans, may have their wages garnished, and their federal income tax refunds and other federal payments seized. Until the default is resolved, collection efforts continue and the defaulter will be ineligible for additional federal student aid.
Consequences of Default for Schools
Florida Professional Institute understands that a default for our schools implies serious consequences due to high CDRs. Consequences include the loss of participation in the FFEL, Direct Loan, and/or Pell Grant programs. Schools may also be provisionally certified.
SECTION 1: Early Stages of Enrollment
Florida Professional Institute and borrowers are benefited with the implementation of our default prevention and management activities. Our school can undertake these required and recommended activities to make up a default prevention and management plan as early as during student enrollment in order to reduce the incidence of default.
1.1: Entrance Counseling
Florida Professional Institute requires that first time borrowers of FFEL and Direct Loan program loans receive entrance counseling. During entrance counseling, our institution explain how the master promissory note works, emphasize the importance of repaying the loan, describe the consequences of default, and show borrowers sample monthly repayment amounts based on their program of study at our school. Our school enhances entrance counseling to include financial literacy and ensure that borrowers thoroughly understand all information. In addition, our school collects as much contact information about borrowers as possible during entrance counseling to facilitate future contact if needed. These activities ensure more knowledgeable, responsible borrowers, and result in fewer defaulters as well.
1.2: Financial Literacy for Borrowers
As recommended by the Department of Education, our school provides borrowers with information concerning the income potential of occupations relevant to his/her program of study, counseling at various stages of enrollment, interactive tools to manage debt, repayment options, and school contact information. Our institution offers this information through a variety of media such as counseling, classes, publications, and electronic newsletters to email accounts, adding the information to award letters, or using a combination of methods. Our school also provides borrowers with entrance counseling material and the following resources at enrollment and following graduation or withdrawal:
- Estimate of required monthly payments on the borrower’s loan balance,
- Calculators to help estimate and manage debt.
- Loan servicer contact information.
- Contact information for delinquency and default prevention assistance on campus.
- Introduction to NSLDS for Students.
- Repaying Your Student Loans publication.
1.3: Early Identification and Counseling for Students at-Risk
Florida Professional Institute, from the admission interview and financial aid process, identify borrower who may be a student at-risk who withdraw prematurely from educational programs, as well as borrowers who do not meet standards of satisfactory academic progress or both. Our institution implements counseling at-risk borrowers focused on the causes of withdrawal or unsatisfactory academic progress and solutions to resolve these matters. The end result of working with at-risk our students will be more borrowers completing their educational programs, equating to a higher retention rate for the school and lower numbers of defaulted borrowers.
1.4: Communication across Campus
Florida Professional Institute recognizes the importance of keeping a good communication of information relevant to the prevention and management of defaults must be a school-wide effort, which is the responsibility of the entire administrations and directors. Florida Professional Institute has as mandatory policy communicate information across campus, which involve a default for borrower students. Each administrators and directors are trained on communication procedures for effectiveness and inclusiveness, as well as communicate additional information to promote success.
Information regarding borrowers’ academic progress and enrollment status is components of the information received by all relevant offices across campus including the offices that disburse funds and authorize payments. It is clear for Florida Professional Institute that an accurate and timely communication among school entities and the Department of Education not only ensures the right aid is getting to the right student, but such communication will help our school comply with regulations regarding the school’s standards of administrative capabilities, accurate and timely reporting of borrowers’ enrollment status, and satisfactory academic progress.
1.5: Default Prevention and Retention Staff
Florida Professional Institute has designed to dedicated staff to cooperate to student retention activities as a key to our school and student success as well as default reduction. Our institution adopts this strategy as they are in an excellent position to establish working relationships with borrowers from early in the students’ experience through repayment.
SECTION 2: Late Stages of Enrollment
Florida Professional Institute for during the later stages of enrollment and after students have left school, implements default prevention and management activities that help reduce defaults and help ensure borrower and school success.
Florida Professional Institute has created a committee to address challenges and outline plan for preventing default. The activities of plan are focused on promote student and school success by increasing retention and reducing delinquency and default. Our institution has defined the challenge and trusts in its leadership, making the president and other administration and staff (all departments within the institution) aware of the risk.
Florida Professional Institute, as needed, will create a data expert in order to provide statistical facts to identify common attributes of defaulted borrowers. In addition, as need it, the institution will obtain a copy of the NSLDS Borrower Default Summary Report (SCHDF1). Cross reference the defaulters with our internal data and seek key information such as in-school attributes (examples: GPA, early withdrawals, major, scholarships, or grants). These data elements will allow our institution to focus on risk. For example, is the average GPA lower for defaulters compared to non-defaulters? We understand how important is to know our possible delinquent borrowers. Our institution will be checking the ED School Portfolio Summary Report: https://studentaid.gov/sa/about/datacenter/student/portfolio
Florida Professional Institute will be recognizing our cohort population (i.e., the number of students who, if they default, will change the cohort). We are knowledgeable to use the Federal Student Aid Cohort Default Rate Guide, which is a detailed explanation on how the cohort default rates are calculated.
The Guide is available online at Federal Student Aid’s Default Prevention Resource Information webpage. In addition, NSLDS Delinquent Borrower Report (DELQ01) provides the student’s demographic data including address, phone numbers and email address, as well as loan data including date, type, total outstanding balance, and current monthly payment amount. NSLDS School Repayment Information Loan Record Detail Report (DRC016), which helps to identify the entire cohort population.
Our faculty, from the classroom, promotes in the students be responsible with his/her loan making on time payments, as well as our administration use the resources from the Department of Education, such as:
https://studentaid.gov/h/manage-loans
https://studentaid.gov/manage-loans/default/get-out
https://studentaid.gov/manage-loans/default/avoid
https://ifap.ed.gov/ifap/byNSLDSType.jsp?type=NSLDS%20Record%20Layouts&set=archive
2.1: Exit Counseling
Florida Professional Institute is aware that many borrowers who default on their loans are borrowers who withdrew from school prior to completing their academic programs. Our institution identifies these borrowers, at the highest risk of default, while still on campus. Our institution understands that an early identification and timely intervention can improve student retention and reduce the number of defaulted loans. In addition to fulfilling the regulatory requirement to provide exit counseling to students, our school attempt to work with students even after they have left school by encouraging them to complete their programs of study and helping them resolve the issue(s) that prompted their withdrawal. In addition, our institution offers job placement services for a limited timeframe to students who have withdrawn. We provide valuable service for taking advantage of the borrower’s return to campus to provide counseling. Our institute considers that an employed borrower, even one earning less than if he/she had completed school, is better able to make loan payments than an unemployed borrower.
2.2: Withdrawals
Regulations require that Florida Professional Institute must provide exit counseling. Exit counseling is an effective way to prevent defaults and is often the last opportunity that borrowers have to work with someone at our school regarding his/her loans. Our institution has designed an in-depth counseling that is focused on fully explaining repayment plans and choices that fit the borrowers’ needs are essential. Exit counseling is the opportunity to clear up any misconceptions students may have about their loan obligations and re-emphasize the consequences of default. Our institution takes full advantage of this opportunity to work with our students.
2.3: Timely and Accurate Enrollment Reporting
Timely and accurate enrollment reporting to the Secretary or the guarantor as appropriate is required by regulation and promotes school and student success. Our school activity ensures that borrowers receive their full grace period, and further ensures that contacts from the loan servicer such as correspondence and telephone calls occur in the appropriate timing and sequence. Our servicer’s contacts are designed to increase the likelihood that borrowers will satisfy loan obligations. We understand that timely and accurate reporting of changes in enrollment status is required of all schools. Adhering to a monthly schedule of reporting changes in enrollment status help with data accuracy.
SECTION 3: After Students Leave School
Our effective default prevention and management activities help borrowers during repayment. In addition, these activities help our school to correct data and improve prevention and management practices and initiatives.
3.1: NSLDS Date Entered Repayment (DER) Report
The DER Report is available to schools upon request from NSLDS. As recommended by the Department of Education, Florida Professional Institute bi-monthly compare its DER Report and makes any necessary corrections to their borrowers’ status using NSLDS Enrollment Reporting. Florida Professional Institute assumes that a borrower’s DER is correct, as it is subject to change. Lenders can change a student’s enrollment status based on data from the clearinghouse or a student’s request. Likewise, Florida Professional Institute update enrollment information based on information received from the student or another reliable source. Florida Professional Institute understand that reviewing the DER Report will result in more accurate data, assuring that borrowers enter repayment in the correct cohort year and that schools receive accurate cohort default rates (CDRs).
3.2: Early Stage Delinquency Assistance (ESDA)
ESDA begins at the time of separation or early in the grace period. ESDA is a highly focused effort by lenders, guarantors, and schools to assist particular borrowers to prepare for entry into loan repayment. Certain borrowers, such as those who have failed to complete their academic program or borrowers who share specific characteristics or academic or related experiences, may be more likely are details used by Florida Professional Institute to encounter difficulties initiating and maintaining on-time loan repayment. Florida Professional Institute has designed ESDA activities afford lenders, guarantors, and own school as an opportunity to provide focused, enhanced loan counseling, borrower education, and personal support during the grace period, and in so doing help decrease the chances of later loan default. In addition to ESDA, our institution utilizes default aversion assistance offered by guarantors and similar assistance from the Direct Loan Servicer for borrowers who are at least 60 days delinquent.
3.3: Late Stage Delinquency Assistance (LSDA)
Though guarantors and the Direct Loan Servicer are extremely effective in working with borrowers throughout repayment, they lose touch with some borrowers. Florida Professional Institute helps to re-establish communication during the late stages of delinquency, serving as a liaison between delinquent borrowers and staff experienced in borrower assistance. Our institution uses LSDA techniques enable to rescue severely delinquent borrowers, those who are more than 240 but less than 361 days delinquent, from default. Florida Professional Institute recognize that LSDA can be successfully implemented with a minimal investment of time and staff. Our institution has implemented a call log sheet bi-weekly, which lets the most delinquent borrowers know that they have options, and that help is available.
3.4: Maintain Contact with Former Students
Florida Professional Institute implements and practices the above strategies to keep in contact with our former students after they have left campus. Our institution, from the first step of the process, tries to collect ample reference information including cell phone numbers, e-mail addresses, and numbers and names of a variety of family members such as grandparents and cousins to have the resources to maintain contact with former students. Florida Professional Institute also employs this strategy to avert defaults with borrowers during every stage of repayment.
Our institution also works with lenders, guaranty agencies, and servicers to identify delinquent and hard to reach borrowers, or those who have not been contacted at all to assist them with their repayment options and obligations. Florida Professional Institute understands that contacting borrowers is an essential activity upon which successful default prevention and management can be built and contact from the school may be the only effective technique to save a borrower from the negative consequences of default.
3.5: Loan Record Detail Report (LRDR) Data Review
Florida Professional Institute considers that although an aggressive and proactive approach to default prevention and management is responsibilities of our institution; it is also an important task do not end with prevention plans, initiatives, and strategies. Florida Professional Institute together to borrowers, and the loan programs in general all benefit from a thorough examination of the draft and official CDR data to ensure that the rates are accurate and include the correct borrowers and loans. Upon receiving their rates, Florida Professional Institute examines the LRDR, the report containing all the data that comprises the CDR calculation; it is our responsibility to challenge incorrect data reflected in their draft CDR, or request an adjustment, or submit an appeal of inaccurate data as reflected in their official CDR.
3.6: Analyze Defaulted Loan Data to Identify Defaulter Characteristics
Florida Professional Institute understands that no matter how effective and far-reaching a default prevention and management plan is, some borrowers default. For this reason, our institution recognizes that a major part of any plan is to periodically review progress in preventing defaults. We consider one element of this review is a comprehensive analysis of defaulters. Florida Professional Institute gathers information to discern who is defaulting and why and use this information to improve their default prevention and management practices and initiatives. In addition, we use internal data, which includes key information such as high school attended, other program of studies, demographics, grades, etc. Reviewing the LRDR also provides key data about borrowers that can assist in determining common characteristics among defaulters.
Florida Professional Institute recognize that causes for defaults can include, but are not limited to, absent or incomplete internal procedures, practices, and communication, particular programs and course requirements or structure, and ineffective counseling. Frequent examination of defaulter characteristics coupled with an assessment of default prevention and management successes and shortcomings provide valuable information. Our institution promotes success by taking preventive measures to correct ineffective practices thereby preventing current and future borrowers from experiencing the same difficulties that plagued past defaulters. Our institution is consent that one solution to preventing future defaults lies in understanding what caused past defaults.
SECTION 4: Enhanced Entrance and Exit Counseling
Florida Professional Institute is in compliance with the applicable requirements in 34 CFR 682.604, 34 CFR 685.304, 34 CFR 668.165 and 34 CFR 668 Subpart D, the Department recommends that entrance and exit counseling also include the following:
4.1: Requests for Borrower Information
- During entrance and exit counseling, obtain information from borrowers regarding references and family members beyond those requested on the loan application, and ask for cell phone numbers and email addresses for borrowers and for family members;
- During exit counseling, obtain updated information from borrowers including their addresses, cell phone numbers, email addresses, and addresses of their references and various family members.
4.2: Information about Repaying the Loan
- Estimated balance of loan(s) when the borrower completes the program;
- Interest rate on the borrower’s loan(s);
- Name, address and telephone number for the borrower’s lender;
- During exit counseling, provide a sample loan repayment schedule based on the borrower’s total loan indebtedness;
- Estimated monthly income that the borrower can reasonably expect to receive in his or her first year of employment based on the education received at your school;
- Estimated date of the borrower’s first scheduled payment.
4.3: Reminders about Personal Financial Management and Title IV Loans
- Florida Professional Institute provides financial literacy resources to borrowers at enrollment, throughout attendance, and following graduation or withdrawal;
- Florida Professional Institute assures that students borrow only what is needed and can cancel or return any funds in excess of what is needed;
- Florida Professional Institute is making sure that student borrowers must inform their lenders immediately of any change of name, address, telephone number, or social security number;
- Florida Professional Institute enforces that if a borrower is unable to make a scheduled payment, he or she contact the lender before the payment’s due date to discuss a change in repayment plan or other repayment options;
- Florida Professional Institute guarantees that general information will be provided about:
- Repayment options; and
- The sale of loans by lenders and the use by lenders of outside contractors to service loans.
SECTION 5: Tools and Activities for Schools
These recommended tools for schools ensure data accuracy and employ effective loan counseling and default prevention and management techniques to aid students and schools.
Florida Professional Institute ensures data accuracy and employ effective loan counseling and default prevention and management techniques to aid students through the following resources:
- FSA Assessments for Default Prevention and Management
5.1: Loan Counseling Tools
We have access to the following loan counseling tools recommended by ED:
- Students and Counselors:
- The Student Guide and NSLDS for Students
- How much will it cost?
http://nces.ed.gov/ipeds/cool/
https://studentaid.gov/understand-aid/types/loans
- How will student pay for the loan?
https://studentaid.gov/manage-loans/make-payment
- Will student make enough money to repay his/her loans?
https://studentaid.gov/manage-loans/repayment/plans
- Repaying Student Loans
https://studentaid.gov/manage-loans/repayment
- Ombudsman Office
- Ensuring Student Loan Repayment Best Practices for Schools
https://studentaid.gov/manage-loans/repayment/plans
- SFA Assessments for Schools
- Mapping Your Future
http://www.mapping-your-future.org
- Jump Start Coalition for Personal Financial Literacy
5.2: Enrollment Reporting and Data Accuracy
- NSLDS Enrollment Reporting Guide, formerly SSCR User’s Guide
https://fsapartners.ed.gov/sites/default/files/2021-10/EnrollmentReportingGuide2021FINAL.pdf
- NSLDS Date Entered Repayment Report, School Repayment Information Loan Detail Report, and Enrollment Reporting Summary Report
https://nsldsfap.ed.gov/nslds_FAP/
- NSLDS Reports, requesting and formatting questions
National Students Loan Data System (NSLDS) (ed.gov)
Reports Tab
- NSLDS User ID
CPS/WAN Technical Support 1-800-330-5947
NSLDS Customer Support 1-800-999-8219
- Cohort Default Rate Guide for information on challenges, adjustments, and appeals
https://www2.ed.gov/offices/OSFAP/defaultmanagement/cdr.html
5.3: Default Prevention
For our institution educate our students when requested loans is one of the most important activities within the plan. Our first question is: WHAT EVERY STUDENT/PARENT BORROWER NEEDS TO KNOW?
Student and parent must know the weigh the need for loans, only what is actually needed, and the repayment obligations. The loans must be repaid even if student did not complete his/her program. Borrowing in excess of what is actually needed means the student/parent must repay more at a later date. The monthly payments will be higher and it may be paying over a longer period of time due to the interest that accrues on the loans.
- Default Prevention FSA Assessment
- NSLDS Reports and Exit Counseling
https://studentaid.gov/exit-counseling/
- NSLDS Reports, requesting and formatting questions
https://www.nsldsfap.ed.gov (Reports Tab)
- NSLDS User ID:
CPS/WAN Technical Support 1-800-330-5947
NSLDS Customer Support 1-800-999-8219
- Late Stage Delinquency Assistance (LSDA) Guide:
For Direct Loan Schools, Direct Loan Servicing/Schools website, accessed via COD website http://www.cod.ed.gov
- For FFEL Schools, Default Prevention Strategies
https://fsapartners.ed.gov/sites/default/files/attachments/dpcletters/GEN0514Attach.pdf or contact your guaranty agency
5.4: General Connections/Publications
- Information for Financial aid Professionals (IFAP) Library with publications, training, tools, references, laws, etc.
https://fsapartners.ed.gov/home/
- The Office of Federal Student Aid
http://www.ed.gov/about/offices/list/fsa/index.html
- The Student Guide
- NSLDS
https://nsldsfap.ed.gov/nslds_FAP/
ED Pubs, the Department of Education Online Publication Ordering System, helps students identify and order free publications from the Department. Examples of resources available at ED Pubs include the following:
- Repaying Your Student Loans (in English and Spanish)
- The Student Guide
- Getting Ready to Pay for College
- Counselors and Mentors Handbook
ED PUBS | U.S. Department of Education
1-877-4ED-Pubs or edpubs@inet.ed.gov
U.S. Department of Education Default Prevention and Management Team
https://fsapartners.ed.gov/knowledge-center/topics/default-management
5.5: Track and Manage the Student Loans
Florida Professional Institute ensures that our borrower students know how to keep track of their student loans or to contact their loan servicer for repayment, log onto to the National Student Loan Data System (NSLDS) at https://nsldsfap.ed.gov/nslds_FAP/ or call the Federal Student Aid Information Center at 1-800-4-FED-AID (1-800-433-3243; TTY 1-800-730-8913). We remember to our students that the PIN number that they used as their electronic signature for the FAFSA can also be used to gain access to NSLDS.
Florida Professional Institute informs to borrower students that on this website: https://nsldsfap.ed.gov/nslds_FAP/ they will not only show students all of the federal and private loans student borrowed, but also who the servicer is for their loan(s). The servicer is the entity student will be corresponding with to coordinate repayment. In addition, we advise that to see a list of Federal Student Aid servicers for the Direct Loan Program and for FFEL Program Loans purchased by the U.S. Department of Education, go to the Loan Servicer page.
Not at this time
PROGRAMS
| Annual Report | Massage Therapy | Facial Specialist | Home Health Aide |
|---|---|---|---|
| RETENTION OR GRADUATION RATE | |||
| 2022 - 2023 | 92% (n=71) | 95% (n=19) | 100% (n=7) |
| 2021 - 2022 | 96% (n=53) | 90% (n=10) | N/A |
| 2020 - 2021 | 100% (n = 12) | N/A | N/A |
| 2019 - 2020 | 100% (n = 7) | N/A | N/A |
| PLACEMENT RATE | |||
| 2022 - 2023 | 96% (50 of 52 Population) | 100% (n=16) | 100% (n=4) |
| 2021 - 2022 | 78% (39 of 50 Population) | 100% (n=16) | 100% (n=4) |
| 2020 - 2021 | 82% (9 of 12 Population) | N/A | N/A |
| 2019 - 2020 | 86% (6 of 7 Population) | N/A | N/A |
| PASSING RATE | |||
| 2022 - 2023 | 92% (34 of 37 of Population) | N/A | N/A |
| 2021 - 2022 | 88% (30 of 34 Population) | N/A | N/A |
| 2020 - 2021 | 75% (9 of 12 Population) | N/A | N/A |
| 2019 - 2020 | 100% (7 of 7 Population) | N/A | N/A |
...
CURRICULUM
A Facial Specialist is someone who cleanses and exfoliate, wax and laser, moisturize and apply makeup to enhance a person’s overall appearance. A facial specialist will first assess the condition of his or her clients’ skin and make recommendations on what can be done to improve their skin quality.
Ricardo Perez – President/Director of Education/Instructor
Massage Therapist Diploma: The Praxis Institute
Manuel E. Diego – Vice-President/School Director/Instructor
Massage Therapist Diploma: The Praxis Institute
Mayda Perez – Instructor
Diploma Cosmetology: Nouvelle Institute | Massage Therapist Diploma: Professional Hand Institute
Mirella Macias De Laurido – Instructor
Bachelor in Science Nursing: EPD College | Doctor of Medicine: University Estatal – Ecuador Massage Therapist Diploma: Florida Professional Institute
Martha A. Portela Rabassa – Instructor
Diploma Home Health Aide: Inter Miami Dade Institute Vocational. | Degree of Doctor of Medicine: University of Medical Sciences of Camaguey, Cuba.
Carmen Vidau Centeno – Instructor
Facial Specialist Certificate: Nouvelle Institute
Julio C Alvarez
Massage Therapist Diploma: Florida Education Institute
Pedro M Camos – Instructor
Massage Therapist Diploma: Florida Education Institute
The student must comply with the following requirements in order to receive a diploma:
- Completion of the total number of hours or credits required by the student’s program.
- Have a minimum grade point average of 70 on a scale of 100 at the completion of the contracted period of studies.
- Passing all components of selected program with a minimum average of 70%.
- Meet all financial obligation incurred with the institution
GENERAL INFORMATION
Florida Professional Institute is handicap-accessible and does not discriminate against individuals on the basis of physical or mental disability. Florida Professional Institute is fully committed to providing reasonable accommodations, including appropriate auxiliary aids and services, to qualified individuals with a disability, unless providing such accommodations would result in an undue burden or fundamentally alter the nature of the relevant.
Individuals with disabilities or illnesses should make every effort to understand the physical and mental demands of the profession. Florida Professional Institute is committed to providing every reasonable effort to consider these students, by contacting Kenia E Nunez – Director of Student Services at studentservices@fpi.edu; bearing in mind the safety of the student, employee, and the patient.
- School officials with legitimate educational interest;
- Other schools to which a student is transferring;
- Specified officials for audit or evaluation purposes;
- Appropriate parties in connection with financial aid to a student;
- Organizations conducting certain studies for or on behalf of the school;
- Accrediting organizations;
- To comply with a judicial order or lawfully issued subpoena;
- Appropriate officials in cases of health and safety emergencies; and
- State and local authorities, within a juvenile justice system, pursuant to specific State law.
U.S. Department of Education
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Washington, DC 20202.
Emergencies such as severe weather, fire, power failures, or hurricanes can disrupt Florida Professional Institute operations. In these extreme cases, Florida Professional Institute may be required to close. In the event that such an emergency occurs during non-working hours, local radio and/or television stations will be asked to broadcast notification of the closing. When the decision to close Florida Professional Institute occurs during school hours, employees and students will receive official notification from the campus president or Florida Professional Institute official.
All accidents, injuries, or emergencies must be reported immediately to the nearest instructor or Florida Professional Institute official. Students must not take it upon themselves to summon fire, rescue, and medical or law enforcement personnel. Instructors and staff members, upon receiving a verbal report, will act promptly and follow a specific emergency procedure.
Fire drills will be conducted periodically in order to familiarize students with emergency evacuation procedures. Follow the EVACUATION FLOW CHART to evacuate the building IMMEDIATELY in an organized and orderly manner. DO NOT take time to gather books or other belongings. In case of a Security problem, listen to the campus president or other Florida Professional Institute official for security instructions. In all instances, you must remain calm. Florida Professional Institute officials will coordinate with the police department the proper actions necessary to assure student and Florida Professional Institute personnel safety.
Florida Professional Institute is committed to a drug-free and safe learning environment for all students. Students and employees may not possess, use, or distribute illegal drugs at or in Florida Professional Institute or as part of any Florida Professional Institute activity. The use of illegal drugs or the abuse of legal drugs is expressly prohibited. Students and employees may not be at or in Florida Professional Institute in an inebriated condition or under the influence of controlled substances. Students and employees are required to inform the director of education if they become aware of another student or employee distributing or selling illegal drugs at or in Florida Professional Institute. Any student or employee dismissed because of violation of the alcohol, drug, or illegal substances policy will not be considered for readmission to Florida Professional Institute until they have completed drug counseling and/or treatment and recommendations from the appropriate agencies have been submitted to Florida Professional Institute. It is the sole discretion of Florida Professional Institute as to whether or not the student or employee will be readmitted or rehired. Violations of the law will also be referred to the appropriate law enforcement authorities.
Prevention Strategies / Support
Florida Professional Institute uses the dissemination of information as well as both group and individual counseling in order to discourage and bring awareness to the harmful consequences of alcohol abuse and drug use. Our administration, staff, and faculty offer general guidance and referrals to alcohol/drug abuse community agencies to our faculty, staff, and students with alcohol or other drug-related problems in order to seek rehabilitation and treatment.
These include:
- Providing individual and group education, prevention, and awareness activities.
- Providing individual counseling sessions.
- Providing group peer counseling sessions.
- Creating a health-promoting environment throughout the school.
- Enforcing policies and local, state, and federal laws to address the dangers of alcohol and drug use.
- Providing early intervention and referral to community agencies for rehabilitation and treatment.
Health Risks
The abuse of alcohol and use of drugs increases the risk for a number of health-related and other medical, behavioral and social problems. Below is a general description of the health risks associated with alcohol and drug use.
Alcohol Short Term Health Effects
- Loss of concentration and judgment;
- Slowed reflexes;
- Disorientation leading to higher risk of accidents and problem behavior;
Amphetamines Short Term Health Effects
- Rushed,
- Careless behavior,
- Pushing beyond the physical capacity,
- Leading to exhaustion;
- Tolerance increases rapidly.
- Long Term Effects
- Physical and psychological dependence;
- Withdrawal can result in depression and suicide;
- Continued high doses can cause heart problems, infections, malnutrition and death.
Cannabis Short Term Health Effects
- Slow reflexes;
- Increase in forgetfulness;
- Alters judgment of space and distance;
- Aggravate pre-existing heart
- Mental health problems.
Cannabis Long Term Health Effects
- Permanent damage to lungs, reproductive organs and brain function;
- Interfere with physical, psychological, social development of young users.
COCAINE (crack) Short Terms Health Effects
- Impaired judgment;
- increased breathing;
- Increase Heart rate, Heart palpitations;
- Anxiety;
- Restlessness;
- Hostility;
- Paranoia and confusion.
COCAINE (crack) Long Terms Health Effects
- Damage to respiratory and immune systems;
- Malnutrition;
- Seizures and loss of brain function;
- Highly addictive.
DESIGNER DRUGS/SYNTHETIC CANNABINOIDS (bath salts, K2, spice) Short Term Health Effects
- Elevated heart rate, blood pressure and chest pain;
- Hallucinations, seizures, violent behavior and paranoia;
- Lead to lack of appetite, vomiting and tremor;
DESIGNER DRUGS/SYNTHETIC CANNABINOIDS (bath salts, K2, spice) Long Term Health Effects
- Kidney/liver failure,
- Increased risk of suicide and death.
HALLUCINOGENS (PCP, LSD, ecstasy, dextromethorphan) Short Term Health Effects
- Extreme distortions of what’s seen and heard;
- Induces sudden changes in behavior, loss of concentration and memory;
- Increases risk of birth defects in user’s children;
- Overdose can cause psychosis, convulsions, coma and death.
HALLUCINOGENS (PCP, LSD, ecstasy, dextromethorphan) Long Term Health Effects
- Cause permanent loss of mental function.
INHALANTS (nitrous oxide, amyl nitrite, butyl nitrite, chlorohydrocarbons, and hydrocarbons) Short Term Health Effects
- Nausea, dizziness, fatigue, slurred speech, hallucinations or delusions;
- Lead to rapid and irregular heart rhythms, heart failure and death.
INHALANTS (nitrous oxide, amyl nitrite, butyl nitrite, chlorohydrocarbons, and hydrocarbons) Long Term Health Effects
- Loss of feeling, hearing and vision; can result in permanent damage to the brain, heart, lungs, liver and kidneys.
OPIATES/NARCOTICS (heroin, morphine, opium, codeine, oxycodone, china white) Short Term Health Effects
- Physical and psychological dependence;
- Overdose can cause coma, convulsions, respiratory arrest and death.
OPIATES/NARCOTICS (heroin, morphine, opium, codeine, oxycodone, china white) Long Term Health Effects
- Leads to malnutrition, infection and hepatitis; sharing needles is a leading cause of the spread of HIV and hepatitis;
- Highly addictive, tolerance increases rapidly.
Sedatives Short Term Health Effects
- Reduced reaction time and confusion;
- Overdose can cause coma, respiratory arrest, convulsions and death;
- Withdrawal can be dangerous;
- In combination with other controlled substances can quickly cause coma and death;
Sedatives Long Term Health Effects
- Produce physical and psychological dependence;
- Tolerance can increase rapidly.
TOBACCO (cigarettes, cigars, chewing tobacco) Health Effects
- Diseases of the cardiovascular system, in particular smoking being a major risk factor for a myocardial infarction (heart attack);
- Diseases of the respiratory tract such as Chronic Obstructive Pulmonary Disease (COPD) and emphysema, and cancer, particularly lung cancer and
- Cancers of the larynx and mouth; nicotine is highly addictive.
Penalties / Disciplinary Sanctions
The use, illegal possession and distribution of alcohol and drugs increase the risks for behavioral, social, and legal problems resulting in penalties, disciplinary action, and other legal penalties. Violations of federal, state, or local laws and school polices related to the use, illegal possession, and illegal distribution of alcohol and drugs result in misdemeanor or felony convictions accompanied by the imposition of legal sanctions, which include, but are not limited to, the following:
- Suspension or Dismissal from school.
- Suspension or Termination from employment.
- Required attendance at substance abuse education or treatment program.
- Fines as determined under local, state, or federal laws.
- Loss of driving privileges.
- Imprisonment, including up to life imprisonment, for possession or trafficking in drugs.
- Forfeiture of personal and real property.
- Denial of federal benefits such as student financial aid.
Procedures for Biennial Review of Drug and Alcohol abuse prevention program
Florida Professional Institute conducts biennial reviews of its Drug and Alcohol Abuse Prevention program in accordance to 668.14 (c) Title 34 Code of Federal Regulations (CFR) Part 86, Subpart B to ensure compliance with Title IV of the Higher Education Act (HEA) program.
The biennial review will be assigned and conducted by the President/CEO and Campus Director responsible for Student Services. The offices review, if applicable, all logs to determine the number of students requesting assistance with drug or alcohol abuse or related problems. They will also review all teacher student referrals to the administration for violations to the Post-Secondary Code of Student Conduct related to drug or alcohol abuse or related issues in the institution.
Drug abuse prevention materials and information will be readily available in the Main Office for students to read and take as appropriate. Materials are provided based organizations and agencies that support the drug and alcohol abuse initiatives of our schools.
A survey will be developed to assess student’s and employee’s opinion on the effectiveness of the school’s drug and alcohol abuse prevention program. Survey’s will be analyzed and shared with students and faculty. Based on the analysis of the survey and recommendations from students, faculty, staff and administrators, revisions and updates to the school’s Drug and Alcohol Abuse Prevention program will made.
Campus Director / Vice President will also conduct research to identify and review evidence based intervention programs and publications that can support the school’s effort to establish an effective alcohol and drug prevention program. Research and studies provided by the Substance Abuse and Mental Health Services Administration, the National Institute on Drug Abuse, The Rand Corporation’s Drug Policy Research Center Brief on the Benefits of School–Based Drug Prevention Programs, and other targeted prevention approaches to select and implement best practices.
Faculty and staff referrals to the Employee Assistance Program (EAP) are confidential and the school cannot determine how many employees were referred and/or submitted self-referrals for assistance.
Information on the EAP can be accessed at http://pers.dadeschools.net/eap/Employees.asp
Title IX of the Education Amendments of 1972 (“Title IX”), 20 U.S.C. §1681 et seq., is a Federal civil rights law that prohibits discrimination on the basis of sex in education programs and activities. All public and private elementary and secondary schools, school districts, colleges, and universities receiving any Federal funds must comply with Title IX. Under Title IX, discrimination on the basis of sex can include sexual harassment or sexual violence, such as rape, sexual assault, sexual battery, and sexual coercion.
Title IX protects any person from sex-based discrimination, regardless of their real or perceived sex, gender identity, and/or gender expression. Female, male, and gender non-conforming students, faculty, and staff are protected from any sex-based discrimination, harassment or violence. Sexual Harassment may be verbal, non-verbal, or physical in nature and prohibited by Title IX.
Florida Professional Institute is proactive and committed to ensure all students, faculty and staff at our institution attend/work in an environment that is free of sex discrimination by responding promptly and effectively. Please see Title IX postings throughout the campuses for additional information.
To file a complaint with the Institute, please complete and bring the Complaint form in person to the Student Services Director, Kenia Nunez, or call our office to make arrangements to meet with you at another location. If you are unable for any reason to complete this form and would like to make a verbal complaint, please call 305-264-4311 or email knunez@fpi.edu to leave a message. Please feel free to contact our office if you have any questions regarding the process for filing or investigating complaints of discrimination (including sexual harassment).
Florida Professional Institute Non-Disclosure Statement : Florida Professional Institute, in compliance with Title IX of the Education Amendments of 1972, Title VI and VII of the Civil Rights Act of 1964, Section 504 of the Rehabilitation Act of 1973, and other federal, state, and local laws, does not discriminate on the basis of race, color, religion, age, sex, sexual orientation, gender identity, national or ethnic origin, disability, or veteran status in employment processes, admission or financial aid programs, or educational programs or activities. The Student Services, Kenia E Nunez (305-264-4311) is the Title IX Coordinator and individual designated by the Institute to coordinate its efforts to comply with Title IX, Section 504 and other equal opportunity and affirmative action regulations and laws.
As part of the requirement for our institution to participate in the Federal Student Aid programs, we are required by federal law to provide each student with the state’s voter registration form in paper, or by an electronic method. In order to register to vote, please visit https://registertovoteflorida.gov/home. Find and select your state to view eligibility requirements, registration deadlines and a link to visit your state election department web page and obtain your state’s voter registration form. If you have any questions, please contact the Financial Aid Office.
Good health practices are encouraged for all students. However, the school does not require any specific vaccinations beyond those required by state and other laws as a condition for admission. Some programs may have specific requirements. Review the admissions requirements section of the catalog to determine whether this impacts the student’s particular program. Students are encouraged to consult with their health care professional to discuss obtaining or updating vaccinations.
- A statement that explicitly informs staff, faculty, and students that unauthorized distribution of copyrighted material, including unauthorized peer-to-peer file sharing, may subject them to civil and criminal liabilities.
- A summary of the penalties for violation of federal copyright laws.
- The school’s policies with respect to unauthorized peer-to-peer file sharing, including disciplinary actions taken against students who engage in illegal downloading or unauthorized distribution of copyrighted materials using the school’s information technology system.
Retention policies and procedures are clear, consistent with our mission and purposes, and available to all students and prospective students in appropriate printed and digital publication. Student interested in obtained the school retention rate please referral to school web site at www.floridaprofessionalinstitute.com or visit IPEDS report at http://nces.ed.gov/ipeds. FPI recommends the new student to visit the school web site page before enrollments.